SADBHAV NAGRIK SAHKARI BANK MARYADIT
Consumer Loan
A Consumer Loan is a loan that banks offer to customers to buy household goods and appliances and even personal devices. These include television sets, air-conditioners, home theatre systems, refrigerators, laptops, mobile phones, cameras and even modular kitchens.
Rate of Interest for Consumer Loan
The Bank is charging 12.5% on Consumer Loan.
Documents and Details required for Consumer Loan are as follows:
| S.No. | Expense Title | Fees/Expense |
|---|---|---|
| 1. | Share Capital | 2.5% of Sanction Amount |
| 2. | Processing Fees | 2% of Sanction Amount |
| 3. | GST | 18% GST on Processing Fees |
| 4. | Building Fund | INR 250 |
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| Consumer Loan | Terms & Conditions | |||||
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